What is PM Surya Ghar Yojana?

The PM Surya Ghar Muft Bijli Yojana is a government-backed initiative aimed at making solar energy accessible and affordable for every Indian household. The program offers substantial subsidies, low-interest financing, and minimal upfront investment requirements, allowing homeowners to harness the power of solar energy while reducing their monthly expenses. By supporting residential solar installations, the scheme aligns with India's goal of fostering a cleaner, more sustainable environment for future generations.

• High Subsidies: Eligible participants receive a subsidy of up to ₹78,000 to help cover installation costs.
• Low Interest Financing: Affordable loans are available at just a 7% interest rate, making solar systems more affordable.
• Minimal Investment: Homeowners pay only 10% of the system cost upfront, making it easy to switch to solar.
• Eco-Friendly Energy: Transition to a sustainable power source, reducing reliance on traditional energy sources.
• Long-Term Savings: Solar systems significantly lower monthly electricity bills, creating financial savings over time.

1. Affordable Solar Power for Every Home
   Details: With high subsidies and low-interest loans, this scheme allows people from all economic backgrounds to access solar energy. By covering a significant portion of the upfront cost, the yojana enables more families to enjoy solar benefits without heavy initial investment.
2. Reduced Electricity Bills – Savings Month After Month
   Details: Once installed, a solar system can dramatically lower monthly electricity bills. Homeowners benefit from clean, renewable energy that reduces their reliance on costly grid electricity, ultimately creating long-term financial relief.
3. Minimal Upfront Investment – Only 10% Down Payment
   Details: Unlike other installations, where the entire cost must be paid upfront, this scheme allows users to invest only 10% initially. The remaining amount can be financed at a low interest, making solar more accessible.
4. Environmental Impact – Contributing to a Cleaner Planet
   Details: Solar power is a renewable energy source that reduces carbon emissions and dependence on fossil fuels. By installing solar panels, participants help decrease pollution and contribute to a healthier, more sustainable planet.
5. Energy Independence – Reliable Power for Your Home
   Details: Solar energy offers a reliable and self-sufficient power source. Even in remote areas with unreliable grid power, the yojana ensures people have access to consistent, clean energy.
6. Quick, Hassle-Free Installation with Full Government Support
   Details: The yojana streamlines the installation process by coordinating with licensed installers. Homeowners receive support from start to finish, including consultations, site assessments, and subsidy application assistance.
7. Increasing Property Value – Solar Homes are High-Value Assets
   Details: Solar installations increase property value, as energy-efficient homes are more desirable in the real estate market. The PM Surya Ghar Yojana provides an affordable way to make this long-term investment in property value.
8. Government-Backed Security and Assurance
   Details: Since the scheme is government-backed, participants can trust the legitimacy and security of the installation process, financing options, and long-term support, ensuring a smooth experience.
9. Empowering Rural and Urban Communities Alike
   Details: The yojana aims to reach households in both urban and rural areas, empowering communities across India to access sustainable energy, enjoy the same benefits, and contribute to the nation’s green energy goals.
10. Contribution to India’s Renewable Energy Goals
    Details: By participating in the yojana, homeowners actively contribute to India’s renewable energy targets. This collective effort supports national goals for cleaner air, reduced pollution, and sustainable growth.